Who is “Rich Salary in India” in a diverse and vast country like India — the answer is not easy, but we can understand it better through data. What bracket does your monthly salary place you in? Are you in the top 1%? And how many people in India are actually called “rich”? Let us know the answers to all these questions in this blog.
What salary is enough to be considered “rich” in India?
₹2 lakh/month: Beginning of upper middle class
If your in-hand salary is ₹2 lakh per month or more, you can live a comfortable and high-end lifestyle in the metro cities of India. At this level, you are generally classified as “Upper Middle Class” or “Rich”.
CTC estimate: ₹30–40 lakh per annum
₹5 lakh/month+: Top 1% world
People earning ₹5 lakh or more per month are in the top 1% income group in India. This is the class that has a high net worth, and lives a luxurious life in big cities.
CTC Estimate: ₹75 Lakhs – ₹1 Crore+ per annum
Measure of being “rich” by cities
| Mumbai | ₹2.5 – ₹5 Lakhs+ |
| Delhi NCR | ₹2 – ₹4 Lakhs+ |
| Bengaluru | ₹2 – ₹4 Lakhs+ |
| Tier-2 cities | ₹1.2 – ₹2.5 Lakhs+ |
| Rural India | ₹75k – ₹1.5 Lakhs+ |
How many people make it to the list rich salary in India?
The total population of India is around 1.43 billion in 2025. Only a small portion of these actually fall into the “Rich Salary in India” category:
| Monthly Income | Percentage | Estimated People |
|---|---|---|
| ₹50,000+ | 10% | 14.3 Crores |
| ₹1,00,000+ | 5% | 7.15 Crores |
| ₹2,00,000+ | 2% | 2.86 Crores |
| ₹5,00,000+ | 0.5% | 71 Lakhs |
Furthermore, there are around 4.1 lakh HNIs (High Net-worth Individuals) in India, whose net worth is more than ₹7 crores. The number of Ultra-HNIs (₹200 crore+ net worth) is close to 12,000.
Conclusion: Are you rich?
If your salary is ₹2 Lakh . But remember, real wealth is not determined just by income, but also by security, satisfaction and stability.
