Who is βRich Salary in Indiaβ in a diverse and vast country like India β the answer is not easy, but we can understand it better through data. What bracket does your monthly salary place you in? Are you in the top 1%? And how many people in India are actually called “rich”? Let us know the answers to all these questions in this blog.
What salary is enough to be considered “rich” in India?
βΉ2 lakh/month: Beginning of upper middle class
If your in-hand salary is βΉ2 lakh per month or more, you can live a comfortable and high-end lifestyle in the metro cities of India. At this level, you are generally classified as βUpper Middle Classβ or βRichβ.
CTC estimate: βΉ30β40 lakh per annum
βΉ5 lakh/month+: Top 1% world
People earning βΉ5 lakh or more per month are in the top 1% income group in India. This is the class that has a high net worth, and lives a luxurious life in big cities.
CTC Estimate: βΉ75 Lakhs β βΉ1 Crore+ per annum
Measure of being “rich” by cities
| Mumbai | βΉ2.5 – βΉ5 Lakhs+ |
| Delhi NCR | βΉ2 – βΉ4 Lakhs+ |
| Bengaluru | βΉ2 – βΉ4 Lakhs+ |
| Tier-2 cities | βΉ1.2 – βΉ2.5 Lakhs+ |
| Rural India | βΉ75k – βΉ1.5 Lakhs+ |
How many people make it to the list rich salary in India?
The total population of India is around 1.43 billion in 2025. Only a small portion of these actually fall into the βRich Salary in Indiaβ category:
| Monthly Income | Percentage | Estimated People |
|---|---|---|
| βΉ50,000+ | 10% | 14.3 Crores |
| βΉ1,00,000+ | 5% | 7.15 Crores |
| βΉ2,00,000+ | 2% | 2.86 Crores |
| βΉ5,00,000+ | 0.5% | 71 Lakhs |
Furthermore, there are around 4.1 lakh HNIs (High Net-worth Individuals) in India, whose net worth is more than βΉ7 crores. The number of Ultra-HNIs (βΉ200 crore+ net worth) is close to 12,000.
Conclusion: Are you rich?
If your salary is βΉ2 Lakh . But remember, real wealth is not determined just by income, but also by security, satisfaction and stability.
